• What is a same day (payday) loan?

Same day loans represent short-term credit option that is also unsecured in nature. These loans have very short period of maturity and they are also more expensive in terms of interest rates than regular long-term bank loans. They are usually offered for a period of 2 weeks and presuppose that repayment is made once and in full. This is a very convenient financial emergency solution.

  • How do I get a same day loan?

In order to get a payday loan one should meet simple criteria: be the U.S. citizen, over 18 years old, employed, have an income source and active bank account.

The application is simple and takes a couple of minutes. The approval of a lender also comes pretty fast. After the approval the money is sent to a bank account of a borrower immediately and can be used in about 24 hours. When the loan matures, all the loan money plus interest is withdrawn from a borrower's account automatically.

  • How to apply online?

There is nothing simpler than to make an online application. It is the fastest and the most hassle-free way to get al loan right from home. You just need Internet access and the aforementioned personal information. There is no need to fax any documents or come into the store in person. Online application takes less than 10 minutes.

  • What is the maximum payday loan limit?

We at Baysideloans.com do not offer direct loans; however, we match our borrowers with various lenders around the country. In this respect it is impossible to state one maximum rate for all states. Payday loans are different in all the states and so does maximum loan amount. However, average loan can be amounted to $500.

  • What are payday loan interest rates?

The same can be said about the rates of interest. Laws differ from state to state and in each part of the country interest rate regulations have their peculiarities. It makes sense to check what rates you are eligible to with your request.

  • How do I make a repayment?

When the due day of the repayment comes, the total amount of loan plus interest is automatically withdrawn from your bank account. It is very convenient both to a borrower and a lender - there is no need in visiting a loan store in person.

  • Do you accept bad credit customers?

Yes. Bad credit or no credit is not the problem with the lenders we work with. Payday lenders do not carry out credit checks and they have no interest in the state of a borrower's credit report. This is the reason why payday loans are faster and easier to get than any bank loans.

  • Why choose Baysideloans.com?

Baysideloans.com represents a mediator company between a borrower and a lender. We do not offer direct credit products; however, we have a great number of reputable partner lenders with their best payday loan offers for you. We do our best to find the most suitable solution to your financial complication.

  • How do you work?

We prefer to conduct out business in a fair and lawful manner. All the lenders we cooperate are respectable, reliable and trustworthy. All of them comply with federal and state laws and are licensed in accordance with the way regulation require it. We are very careful about our customers' private information, all our transactions are safe and secure so that none of the valuable data could be passed to any third parties.

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